Trupanion Pet Insurance Comparison | Embrace, Other companies often have annual limits. At most, Embrace will cover 90% of the veterinary bill up to $30,000 a year. That might seem like enough, but just in 2018 alone, the Trupanion policy paid out over $4 million in single claims that are $10,000 or more, including a payout for a single claim for over $71,000 .
Embrace is only available for coverage questions Monday through Friday, 8:30am–8pm, and Saturday 9am–1pm EST. That means they’re open less than 37% of the week—as opposed to Trupanion—which has pet-passionate experts available to answer questions 100% of the week.
Embrace has Shorter Waiting Periods than Trupanion Trupanion has a 30-day waiting period for all illnesses and a 5-day waiting period for accidents. Embrace has a 14-day waiting period for illnesses and a 2-day waiting period for accidents to get you covered sooner. 5.
Trupanion vs. Embrace Pet Insurance Both Embrace and Trupanion pet insurance are excellent options with high ratings in the pet insurance industry. While both offer excellent coverage, there are some major differences between the two – Embrace offers a range of customizable coverage options, while Trupanion offers one simple plan that covers everything.
